Capital Mortgage Servicing (CMS) is recognized as one of the most reliable, progressive and innovative Mortgage servicing providers. The key to our success is the one-on-one relationship we build with our clients, one at a time… one day at a time. We take our business personally; we deliver flexible, responsive personal service and customer care. Owner financed notes are typically more high touch than conforming loans. Our expert staff is bilingual and bicultural and understands the nuances associated with collections and servicing this specialized product.
CMS specializes in Note and Loan servicing for Lenders, Note Brokers, Loan Brokers, and Seller Carry Back Notes. Whether you are a Loan Broker, a Lender originating loans, or a Private Investor with one note or 1,000 notes, CMS offers a comprehensive and high quality loan servicing solution. We are affordable with one low flat monthly fee regardless of the amount of the loan. There are no hidden charges and no cancellation fees. Our sub-servicing pricing allows Brokers and Lenders the possibility of establishing a new profit center. We are capable of not only collecting and disbursing the underlying existing mortgages but also any additional notes and associated expenses involved in the transaction including paying the taxes, insurance and HOA.
During the current unstable financial and banking crisis, Real Estate Brokers and Investors are revisiting seller financing. The crisis and new mortgage rules resulting from Dodd Frank and the creation of the CFPB have made conventional financing availability much more difficult for borrowers to obtain. More and more, these borrowers are turning to private and/or owner financing as a viable solution to their need. With this comes compliance requirements that most small investors and lenders can’t afford or don’t understand. CMS undergoes rigorous compliance audits and reviews and understands that with ever changing rules and regulations comes constant education to stay on top of all our clients’ issues. Don’t be lulled into a false sense of security thinking that regulations will not affect even the smallest of note holders. Go with a proven industry leader like Capital Mortgage Servicing.
With over 20 years of proven, unparalleled performance and over 60 years of combined experience deeply rooted in Residential Finance, Property Management and Construction together with Loan and Note Servicing, the founders, officers and staff of CMS are recognized as a leader in the Real Estate and Private Finance Industry. The CMS staff has earned the reputation for servicing highly complex structured notes and loans. We carry a fiduciary bond and provide standard loan servicing nationwide. With increased policies and procedures from the Consumer Financial Protection Bureau, it’s more imperative than ever to outsource this critical function to a proven and tested industry leader like CMS.
To learn about how our service can assist you with simplifying the servicing involved please contact us at your earliest convenience. Our staff is available 24/7 for questions regarding general issues or specific loan items. If you have an issue, we have a solution.
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